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The bridge between

Credit Unions & Dealerships

A streamlined indirect auto loan solution for credit unions
Dual Lending Options revolutionizes indirect auto lending by consolidating multiple credit unions' policies into a single, robust auto loan program. This innovative solution streamlines the financing process for dealerships, credit unions and their members, ensuring a smooth and easy process for everyone.

Transforming Auto Lending for Dealerships, Credit Unions and Consumers


For Credit Unions:
Dual Lending Options specializes in providing our credit unions with very low-risk indirect auto loan portfolios. Our team has a long, proven history of expert underwriting, firsthand dealership experience and managing multiple credit union partnerships.
DLO not only provides highly skilled underwriting and dealer management, but also saves our credit unions from the many hidden high costs of doing IDLs internally. Decisioning applications sent in by car dealerships are completely different than direct-side, member facing applications and requires a high level of knowledge about the industry. Every deal is carefully reviewed by the DLO Team and is never auto-decisioned.

For Dealerships:
Dual Lending Options combines multiple credit unions into a robust auto loan program under one umbrella. Submit applications via DealerTrack or RouteOne and we will assign the lienholder on the callback. You receive all the benefits from a large network of credit unions with just one click to Dual Lending Options, plus a fast response time and individual attention to each and every deal. 
Funding is quick and easy by emailing or uploading the funding packet to CRIF Select Link.
See the most current rate sheet and program guidelines in your e-docs library in RouteOne and DealerTrack, or Contact Us.

Why Choose DLO?

The team at Dual Lending Options has decades of both underwriting and dealership experience which makes us experts in providing high-quality, low-risk indirect loans for our credit unions.

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Revolutionizing indirect auto lending for dealerships, credit unions and their members.
Simplify Your Auto Loan Experience
Business Hours
Contact Us
Monday – Friday 8am to 6pm EST Saturday 10am to 5pm EST Closed Sundays
(904) 742-1206